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Privacy Policy

Last Updated: January 1, 2026 | Effective Date: January 1, 2026

Monetories ("we," "us," "our," or "Company") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect information when you visit our website at monetories.com (the "Site") and use our services (collectively, the "Services").

By accessing or using our Services, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Services.

1. Information We Collect

1.1 Information You Provide Directly

When you complete our online forms or otherwise interact with our Services, we may collect the following types of personal information:

1.2 Information Collected Automatically

When you visit our Site, we automatically collect certain information through cookies, web beacons, and similar technologies, including:

1.3 Information from Third Parties

We may receive information about you from third parties, including marketing partners, data aggregators, lenders in our network, credit bureaus, and publicly available sources. This information may be combined with information we collect directly.

2. How We Use Your Information

We use the information we collect for various purposes, including:

3. How We Share Your Information

3.1 With Lenders and Marketing Partners

Our primary service involves sharing your information with lenders and marketing partners in our network so they can evaluate your eligibility for loan products and contact you with offers. By submitting your information, you authorize us to share it with these partners.

3.2 With Service Providers

We may share information with third-party service providers who perform services on our behalf, such as data analytics, email delivery, hosting services, customer service, and fraud prevention.

3.3 For Legal Reasons

We may disclose your information when required by law, court order, or government request, or when necessary to protect our rights, property, safety, or that of others.

3.4 Business Transfers

In the event of a merger, acquisition, sale of assets, or bankruptcy, your information may be transferred as part of the business transaction.

4. Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to enhance your experience, analyze usage, and deliver targeted advertising. You can control cookie settings through your browser, but disabling cookies may affect functionality of our Services.

Types of cookies we use:

5. Your Rights and Choices

5.1 Marketing Communications

You can opt out of marketing emails at any time by clicking the "unsubscribe" link in any email or visiting our unsubscribe page. To stop receiving SMS messages, reply STOP to any message.

5.2 California Residents (CCPA Rights)

If you are a California resident, you have the right to:

To exercise these rights, contact us at privacy@monetories.com or visit our Do Not Sell My Information page.

5.3 Other State Privacy Rights

Residents of certain states (including Virginia, Colorado, Connecticut, and Utah) may have additional privacy rights under state laws. Please contact us for more information.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information, including 256-bit SSL encryption for data transmission. However, no system is 100% secure, and we cannot guarantee absolute security of information transmitted to us.

7. Data Retention

We retain your personal information for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce our agreements. Specific retention periods depend on the type of information and purpose of collection.

8. Children's Privacy

Our Services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately at privacy@monetories.com.

9. International Users

Our Services are intended for users located in the United States. If you access our Site from outside the U.S., your information will be transferred to and processed in the United States, where data protection laws may differ from those in your jurisdiction.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Material changes will be communicated through prominent notice on our Site or via email.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Monetories Privacy Team
Email: privacy@monetories.com
General Support: support@monetories.com

Note: This Privacy Policy is a legally binding agreement. By using our Services, you acknowledge that you have read, understood, and agree to be bound by this Policy.